RV
Ritchy Van de Ven
Sales Agent for Holland and Belgium
About Novus Habitat
The people behind the videos.
Novus Habitat offers a complete real estate service for international buyers in Spain — new developments on the Costa Blanca, Costa Cálida and Tenerife, with full legal and after-sales support. Meet the team that makes it happen.
We are here for you
Every promise, on video.
Four reasons international buyers choose us — tap one to see it, not just read it.
Years spent guiding buyers from all over Europe — Iceland, the Netherlands, Belgium, Germany and beyond — through every step of a purchase in Spain.
Ongoing support before and after the sale — not a one-off transaction. From interior design help to utilities and paperwork once you've moved in.
We work hand in hand with top-quality builders on the Costa Blanca, Costa Cálida and Tenerife — and every property is inspected by our quality manager before handover.
Agents, lawyers and after-sales specialists working together — we even handle all communication with the builder on your behalf.
Experience with international clients
0Years
0Happy clients
0Languages spoken
0Collaborators
0Properties on sale
Benefits of Novus Habitat
What sets the process apart.
Quality Inspection
Every property is thoroughly inspected by our quality manager before handover to ensure it meets the highest standards.
Direct Communication with the Builder
We handle all communication with the builder on your behalf to avoid complications and delays.
Loyalty Club with Exclusive Offers
All clients automatically join our loyalty program, gaining access to discounts in furniture and appliance stores.
Personalized After-Sales Services
From interior design assistance to settling legal or practical matters, our team is here to support your unique needs.
Meet the people
Our expert sales team, on video.
Nine people, nine languages between them — tap an agent to hear them introduce themselves.
SJ
Steinunn Fjóla Jónsdóttir
Sales Agent for Iceland
KS
Kristján Sveinsson
Sales Manager / Marketing
SK
Sigvaldi Kaldalons (Svali)
Sales Agent for Iceland
ES
Evelien Steenhoudt
Sales Agent for Tenerife
JM
Javier Matías
Sales Development Representative
DB
Davy Borremans
Sales Agent for Holland and Belgium
SS
Sesselía Rán Sigurðardóttir
After Sales
Buying Process
Your complete guide to buying in Spain.
From NIE number to keys in hand — every step explained, and most of it handled by our team.
To purchase property in Spain, all foreign buyers must obtain an NIE number (Número de Identidad de Extranjero) — required for all legal and financial transactions. A Spanish bank account is also required to manage payments related to the purchase, taxes, and ongoing property expenses.
✔ We manage the entire NIE application process on your behalf — approx. €150 per person.
The total acquisition costs depend on whether the property is new-build or resale. For a mid-range property valued at approx. €300,000:
New-Build
- VAT (IVA): 10%
- Stamp Duty (AJD): 0.5%–1.5%
- Notary fees: ~0.2%–0.5%
- Land Registry fees: ~0.1%–0.25%
Total: approx. €36,000 – €42,000 (12%–14%)
Resale
- Transfer Tax (ITP): 6%–10%, depending on region
Total: approx. €18,000 – €30,000
✔ All figures are indicative and may vary depending on the property and region.
Spanish banks offer both fixed-rate and variable-rate mortgages for non-residents. Under current legislation, most mortgage-related costs (notary, registry, stamp duty) are covered by the bank.
- Property valuation: €150 – €400
- Arrangement fee (if applicable): 0%–1%
✔ We work with trusted financial partners to guide you through the entire mortgage process.
We assist with setting up or transferring electricity and water contracts, ensuring your property is ready from day one.
Estimated one-time cost: €300 – €500.
For a mid-range property at approx. €300,000, expect the following recurring annual costs:
| Expense | Estimated per year |
|---|---|
| Electricity & water | €1,500 – €2,200 |
| Home insurance | €400 – €600 |
| Property tax (IBI) | €200 – €350 |
| Community fees | €700 – €1,200 |
Costs may vary depending on location, property type, and community services.
* This information is provided for guidance only and does not constitute legal, tax, or financial advice. All figures are estimates and may vary.
After the Purchase — We're Still Here
Our service doesn't stop at signing. We ensure a smooth transition into your new home and continue to support you with:
- Documentation and registrations
- Utility connections
- Rental management
- Interior design and furnishing advice
Book your free advisory call.
Tell us what you're looking for and one of our local experts will get back to you within 24 hours.