S\u00edfellt fleiri \u00cdslendingar l\u00edta til Sp\u00e1nar \u00feegar kemur a\u00f0 \u00fev\u00ed a\u00f0 fj\u00e1rfesta \u00ed fasteign \u2014 hvort sem \u00fea\u00f0 er orlofsh\u00fas \u00ed s\u00f3linni, framt\u00ed\u00f0arheimili e\u00f0a fj\u00e1rfesting til \u00fatleigu. Ferli\u00f0 er einfaldara en margir halda, en \u00fea\u00f0 eru nokkur atri\u00f0i sem er gott a\u00f0 \u00feekkja \u00e1\u00f0ur en lagt er af sta\u00f0. H\u00e9r f\u00f6rum vi\u00f0 yfir kaupferli\u00f0 skref fyrir skref, s\u00e9rstaklega me\u00f0 tilliti til \u00feess sem \u00cdslendingar \u00feurfa a\u00f0 hafa \u00ed huga.<\/p>\n\n\n\n
\u00c1\u00f0ur en leitin hefst er mikilv\u00e6gt a\u00f0 \u00e1kve\u00f0a heildarfj\u00e1rhags\u00e1\u00e6tlun \u2014 ekki bara kaupver\u00f0 eignarinnar, heldur einnig aukakostna\u00f0: skatta, l\u00f6gfr\u00e6\u00f0ikostna\u00f0, \u00feingl\u00fdsingargj\u00f6ld og hugsanlegan \u00fe\u00fd\u00f0ingarkostna\u00f0. Sem vi\u00f0mi\u00f0 m\u00e1 reikna me\u00f0 a\u00f0 aukakostna\u00f0ur vi\u00f0 kaup \u00e1 Sp\u00e1ni s\u00e9 \u00e1 bilinu 10-13% ofan \u00e1 kaupver\u00f0i\u00f0.<\/p>\n\n\n\n
Costa Blanca er vins\u00e6lasta sv\u00e6\u00f0i\u00f0 me\u00f0al erlendra kaupenda, \u00fear \u00e1 me\u00f0al \u00cdslendinga, enda yfir 300 s\u00f3lardagar \u00e1 \u00e1ri, stutt \u00ed al\u00fej\u00f3\u00f0aflugv\u00f6ll og gott \u00farval af n\u00fdbyggingum. Costa C\u00e1lida sunnar er r\u00f3legra og oft \u00f3d\u00fdrara, \u00e1 me\u00f0an Tenerife hentar \u00feeim sem vilja b\u00faa vi\u00f0 sumar allan \u00e1rsins hring. Hvert sv\u00e6\u00f0i hefur sinn karakter \u2014 \u00fea\u00f0 borgar sig a\u00f0 kynna s\u00e9r sv\u00e6\u00f0i\u00f0 vel \u00e1\u00f0ur en \u00e1kv\u00f6r\u00f0un er tekin.<\/p>\n\n\n\n
Til a\u00f0 kaupa fasteign \u00e1 Sp\u00e1ni \u00fearf erlent skr\u00e1ningarn\u00famer, svokalla\u00f0 NIE-n\u00famer (N\u00famero de Identificaci\u00f3n de Extranjero). \u00deetta n\u00famer er nau\u00f0synlegt fyrir alla samninga, skattgrei\u00f0slur og opnun bankareiknings. Ums\u00f3knarferli\u00f0 er tilt\u00f6lulega einfalt, og fasteignas\u00f6lur sem s\u00e9rh\u00e6fa sig \u00ed erlendum kaupendum \u2014 \u00fear \u00e1 me\u00f0al Novus Habitat \u2014 a\u00f0sto\u00f0a vi\u00f0skiptavini s\u00edna vi\u00f0 a\u00f0 f\u00e1 NIE-n\u00famer sem hluta af \u00fej\u00f3nustunni.<\/p>\n\n\n\n
J\u00e1 \u2014 erlendir kaupendur geta fengi\u00f0 l\u00e1n hj\u00e1 sp\u00e6nskum b\u00f6nkum, a\u00f0 jafna\u00f0i fyrir 60-70% af ver\u00f0mati eignarinnar. Bankinn metur eignina sj\u00e1lfst\u00e6tt og fer yfir tekjur og skuldast\u00f6\u00f0u ums\u00e6kjanda, l\u00edkt og \u00e1 \u00cdslandi. \u00dea\u00f0 er skynsamlegt a\u00f0 f\u00e1 l\u00e1nslofor\u00f0 \u00e1\u00f0ur en leitin a\u00f0 r\u00e9ttu eigninni hefst, svo h\u00e6gt s\u00e9 a\u00f0 semja af \u00f6ryggi \u00feegar r\u00e9tta eignin finnst.<\/p>\n\n\n\n
\u00deegar r\u00e9tt eign hefur fundist er venjulega greidd sta\u00f0festingargrei\u00f0sla (oft 3.000-6.000 \u20ac) til a\u00f0 taka eignina af marka\u00f0i. \u00dev\u00ed n\u00e6st tekur l\u00f6gfr\u00e6\u00f0ingur vi\u00f0 \u2014 fer yfir eignaskj\u00f6l, athugar ve\u00f0b\u00f6nd og undirb\u00fdr kaupsamning. Lokagrei\u00f0sla fer fram hj\u00e1 notara (notario), opinberum emb\u00e6ttismanni sem sta\u00f0festir kaupin og skr\u00e1ir eigandaskiptin. Ferli\u00f0 fr\u00e1 sta\u00f0festingargrei\u00f0slu til afsals tekur a\u00f0 jafna\u00f0i 6-8 vikur fyrir endurs\u00f6lueignir, og lengur fyrir n\u00fdbyggingar \u00ed byggingu.<\/p>\n\n\n\n
Vi\u00f0 kaupin sj\u00e1lf grei\u00f0ist vir\u00f0isaukaskattur (10% \u00e1 n\u00fdbyggingar) e\u00f0a yfirf\u00e6rsluskattur (6-10% \u00e1 endurs\u00f6lueignir, breytilegt eftir h\u00e9ra\u00f0i). A\u00f0 auki fylgir \u00e1rlegur fasteignaskattur (IBI) og, fyrir \u00fe\u00e1 sem b\u00faa ekki \u00e1 Sp\u00e1ni allt \u00e1ri\u00f0, \u00f3beinn tekjuskattur af eigninni (Impuesto sobre la Renta de No Residentes). \u00deessar upph\u00e6\u00f0ir eru yfirleitt l\u00e1gar \u00ed samanbur\u00f0i vi\u00f0 samb\u00e6rilegan kostna\u00f0 \u00e1 \u00cdslandi.<\/p>\n\n\n\n
Hj\u00e1 Novus Habitat s\u00e9rh\u00e6fum vi\u00f0 okkur \u00ed a\u00f0 a\u00f0sto\u00f0a erlenda kaupendur \u2014 \u00fear \u00e1 me\u00f0al \u00cdslendinga \u2014 \u00ed gegnum hvert einasta skref kaupferlisins \u00e1 Costa Blanca, Costa C\u00e1lida og Tenerife. Fr\u00e1 fyrstu sko\u00f0un til afhendingar lykla s\u00e9r sami s\u00f6lufulltr\u00fai um m\u00e1li\u00f0 \u00feitt, og teymi\u00f0 okkar hj\u00e1lpar til vi\u00f0 allt fr\u00e1 NIE-n\u00fameri til fj\u00e1rm\u00f6gnunar og papp\u00edrsvinnu.<\/p>\n\n\n
Til vi\u00f0b\u00f3tar vi\u00f0 kaupver\u00f0 eignarinnar \u00fearf a\u00f0 reikna me\u00f0 sk\u00f6ttum, l\u00f6gfr\u00e6\u00f0ikostna\u00f0i, \u00feingl\u00fdsingargj\u00f6ldum og hugsanlegum \u00fe\u00fd\u00f0ingarkostna\u00f0i \u2014 sem vi\u00f0mi\u00f0 m\u00e1 reikna me\u00f0 a\u00f0 aukakostna\u00f0ur s\u00e9 \u00e1 bilinu 10-13% ofan \u00e1 kaupver\u00f0i\u00f0.<\/p>\n\n<\/div>\n<\/div>\n
NIE-n\u00famer (N\u00famero de Identificaci\u00f3n de Extranjero) er erlent skr\u00e1ningarn\u00famer sem er nau\u00f0synlegt fyrir alla samninga, skattgrei\u00f0slur og opnun bankareiknings \u00e1 Sp\u00e1ni \u2014 Novus Habitat a\u00f0sto\u00f0ar vi\u00f0skiptavini s\u00edna vi\u00f0 a\u00f0 f\u00e1 NIE-n\u00famer sem hluta af \u00fej\u00f3nustunni.<\/p>\n\n<\/div>\n<\/div>\n
Fyrst er greidd sta\u00f0festingargrei\u00f0sla (oft 3.000-6.000 \u20ac) til a\u00f0 taka eignina af marka\u00f0i, \u00fev\u00ed n\u00e6st tekur l\u00f6gfr\u00e6\u00f0ingur vi\u00f0 sem fer yfir eignaskj\u00f6l og undirb\u00fdr kaupsamning, og lokagrei\u00f0sla fer fram hj\u00e1 notara sem sta\u00f0festir kaupin \u2014 ferli\u00f0 tekur a\u00f0 jafna\u00f0i 6-8 vikur fyrir endurs\u00f6lueignir.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"
S\u00edfellt fleiri \u00cdslendingar l\u00edta til Sp\u00e1nar \u00feegar kemur a\u00f0 \u00fev\u00ed a\u00f0 fj\u00e1rfesta \u00ed fasteign \u2014 hvort sem \u00fea\u00f0 er orlofsh\u00fas \u00ed s\u00f3linni, framt\u00ed\u00f0arheimili e\u00f0a fj\u00e1rfesting til \u00fatleigu. Ferli\u00f0 er einfaldara en margir halda, en \u00fea\u00f0 eru nokkur atri\u00f0i sem er gott a\u00f0 \u00feekkja \u00e1\u00f0ur en lagt er af sta\u00f0. H\u00e9r f\u00f6rum vi\u00f0 yfir kaupferli\u00f0 skref […]<\/p>\n","protected":false},"author":1,"featured_media":69472,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[103],"tags":[],"class_list":["post-69467","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-buyingguides"],"acf":[],"_links":{"self":[{"href":"https:\/\/novushabitat.com\/wp-json\/wp\/v2\/posts\/69467","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/novushabitat.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/novushabitat.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/novushabitat.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/novushabitat.com\/wp-json\/wp\/v2\/comments?post=69467"}],"version-history":[{"count":2,"href":"https:\/\/novushabitat.com\/wp-json\/wp\/v2\/posts\/69467\/revisions"}],"predecessor-version":[{"id":69601,"href":"https:\/\/novushabitat.com\/wp-json\/wp\/v2\/posts\/69467\/revisions\/69601"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/novushabitat.com\/wp-json\/wp\/v2\/media\/69472"}],"wp:attachment":[{"href":"https:\/\/novushabitat.com\/wp-json\/wp\/v2\/media?parent=69467"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/novushabitat.com\/wp-json\/wp\/v2\/categories?post=69467"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/novushabitat.com\/wp-json\/wp\/v2\/tags?post=69467"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}