{"id":10916,"date":"2025-09-15T12:51:52","date_gmt":"2025-09-15T12:51:52","guid":{"rendered":"https:\/\/novushabitat.com\/?p=10916"},"modified":"2025-09-15T13:59:15","modified_gmt":"2025-09-15T13:59:15","slug":"buy-property-spain-guide","status":"publish","type":"post","link":"https:\/\/novushabitat.com\/is\/buy-property-spain-guide\/","title":{"rendered":"Skref fyrir skref lei\u00f0arv\u00edsir um fasteignakaup \u00e1 Sp\u00e1ni"},"content":{"rendered":"<p class=\"translation-block\">A\u00f0 kaupa fasteign \u00e1 Sp\u00e1ni getur veri\u00f0 spennandi en jafnframt fl\u00f3ki\u00f0 ferli fyrir \u00fatlendinga. \u00deessi lei\u00f0arv\u00edsir tekur \u00feig \u00ed gegnum \u00f6ll helstu skrefin, hj\u00e1lpar \u00fe\u00e9r a\u00f0 taka uppl\u00fdstar \u00e1kvar\u00f0anir og tryggja hn\u00f6kralaus kaup.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Skref 1: Skilgreindu fj\u00e1rhagsramma og \u00fearfir<\/h2>\n\n\n\n<p>\u00c1\u00f0ur en leit hefst er mikilv\u00e6gt a\u00f0 setja sk\u00fdran fj\u00e1rhagsramma sem tekur mi\u00f0 af sk\u00f6ttum, l\u00f6gfr\u00e6\u00f0ikostna\u00f0i og gj\u00f6ldum hj\u00e1 Notaria (L\u00f6gb\u00f3kanda) \u00c1kveddu hva\u00f0a tegund eignar hentar \u00fe\u00e9r best \u2013 villa, \u00edb\u00fa\u00f0 e\u00f0a ra\u00f0h\u00fas. Hugleiddu hvort eignin ver\u00f0i sumarh\u00fas, framt\u00ed\u00f0arheimili e\u00f0a fj\u00e1rfesting.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Skref 2: Veldu r\u00e9tta sta\u00f0setningu<\/h2>\n\n\n\n<p class=\"translation-block\">Sp\u00e1nn b\u00fd\u00f0ur upp \u00e1 fj\u00f6lbreytt sv\u00e6\u00f0i me\u00f0 \u00f3l\u00edkum kostum. Costa Blanca er vins\u00e6lt me\u00f0al erlendra kaupenda, m.a. vegna:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Gl\u00e6silegra stranda og Mi\u00f0jar\u00f0arhafsloftslags<\/li>\n\n\n\n<li>N\u00e1l\u00e6g\u00f0ar vi\u00f0 golfvelli og af\u00fereyingu<\/li>\n\n\n\n<li>G\u00f3\u00f0ra innvi\u00f0a, \u00fear \u00e1 me\u00f0al sk\u00f3la, sj\u00fakrah\u00fasa og verslunarmi\u00f0st\u00f6\u00f0va<\/li>\n<\/ul>\n\n\n\n<p>R\u00e9tt sta\u00f0setning hefur bein \u00e1hrif \u00e1 l\u00edfsst\u00edl og ver\u00f0m\u00e6ti eignarinnar.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Skref 3: L\u00f6gfr\u00e6\u00f0ileg skilyr\u00f0i<\/h2>\n\n\n\n<p class=\"translation-block\">Erlendir kaupendur \u00feurfa a\u00f0 s\u00e6kja um NIE-n\u00famer (N\u00famero de Identificaci\u00f3n de Extranjero) til a\u00f0 lj\u00faka fasteignavi\u00f0skiptum. Mikilv\u00e6gt er a\u00f0 r\u00e1\u00f0a sta\u00f0bundinn l\u00f6gfr\u00e6\u00f0ing sem getur:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Sta\u00f0fest eignarhald og skj\u00f6l<\/li>\n\n\n\n<li>Athuga\u00f0 skuldir e\u00f0a a\u00f0rar lagalegar hindranir<\/li>\n\n\n\n<li>Tryggt a\u00f0 \u00f6llu s\u00e9 fylgt eftir samkv\u00e6mt l\u00f6gum og reglum<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Skref 4: Fj\u00e1rm\u00f6gnun eignarinnar<\/h2>\n\n\n\n<p>\u00c1kveddu hvort \u00fe\u00fa \u00e6tlar a\u00f0 grei\u00f0a \u00ed rei\u00f0uf\u00e9 e\u00f0a taka \u00edb\u00fa\u00f0al\u00e1n. Sp\u00e6nskir bankar bj\u00f3\u00f0a \u00fatlendingum yfirleitt l\u00e1n sem nema 60\u201370% af ver\u00f0m\u00e6ti eignarinnar. Ber\u00f0u saman vexti, gj\u00f6ld og skilm\u00e1la \u00e1\u00f0ur en \u00e1kv\u00f6r\u00f0un er tekin.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Skref 5: Tilbo\u00f0 og undirritun samnings<\/h2>\n\n\n\n<p class=\"translation-block\">\u00deegar r\u00e9tt eign finnst er gert tilbo\u00f0. A\u00f0 samkomulagi n\u00e1\u00f0u er undirrita\u00f0ur kaupfyrirvari (Contrato de Arras) og greidd innborgun (oftast 10% af kaupver\u00f0i). Endanleg kaupsamningur er undirrita\u00f0ur fyrir framan Notaria (L\u00f6gb\u00f3kanda) sem s\u00e9r einnig um a\u00f0 skr\u00e1 eignina \u00e1 nafn kaupanda.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Skref 6: Flutningur inn og notkun eignarinnar<\/h2>\n\n\n\n<p>\u00deegar kaupin eru fr\u00e1gengin getur\u00f0u flutt inn, innr\u00e9tta\u00f0 eignina og noti\u00f0 n\u00fds Mi\u00f0jar\u00f0arhafsl\u00edfsst\u00edls. Ef \u00e6tlunin er a\u00f0 leigja \u00fat eignina er r\u00e1\u00f0legt a\u00f0 f\u00e1 faglega ums\u00fdslu til a\u00f0 h\u00e1marka leigutekjur.<\/p>\n\n\n\n<p class=\"translation-block\">Sko\u00f0a\u00f0u eignir \u00e1 fj\u00f6lbreyttum sv\u00e6\u00f0um me\u00f0 Novus Habitat og finndu draumaheimili\u00f0 \u00feitt \u00e1 Sp\u00e1ni.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/novushabitat.com\/wp-content\/uploads\/2025\/09\/pexels-asphotograpy-101808-1024x683.jpg\" alt=\"\" class=\"wp-image-10917\" style=\"width:114px;height:auto\" srcset=\"https:\/\/novushabitat.com\/wp-content\/uploads\/2025\/09\/pexels-asphotograpy-101808-1024x683.jpg 1024w, https:\/\/novushabitat.com\/wp-content\/uploads\/2025\/09\/pexels-asphotograpy-101808-300x200.jpg 300w, https:\/\/novushabitat.com\/wp-content\/uploads\/2025\/09\/pexels-asphotograpy-101808-768x512.jpg 768w, https:\/\/novushabitat.com\/wp-content\/uploads\/2025\/09\/pexels-asphotograpy-101808-1536x1024.jpg 1536w, https:\/\/novushabitat.com\/wp-content\/uploads\/2025\/09\/pexels-asphotograpy-101808-2048x1365.jpg 2048w, https:\/\/novushabitat.com\/wp-content\/uploads\/2025\/09\/pexels-asphotograpy-101808-18x12.jpg 18w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>","protected":false},"excerpt":{"rendered":"<p>Buying a property in Spain can be an exciting but complex process for foreigners. This step-by-step guide will help you understand each stage, make informed decisions, and ensure a smooth purchase. Step 1: Define Your Budget and Needs Before searching for properties, set a clear budget including taxes, legal fees, and notary costs. Decide on [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":10917,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[103],"tags":[],"class_list":["post-10916","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-buyingguides"],"acf":[],"_links":{"self":[{"href":"https:\/\/novushabitat.com\/is\/wp-json\/wp\/v2\/posts\/10916","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/novushabitat.com\/is\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/novushabitat.com\/is\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/novushabitat.com\/is\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/novushabitat.com\/is\/wp-json\/wp\/v2\/comments?post=10916"}],"version-history":[{"count":0,"href":"https:\/\/novushabitat.com\/is\/wp-json\/wp\/v2\/posts\/10916\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/novushabitat.com\/is\/wp-json\/wp\/v2\/media\/10917"}],"wp:attachment":[{"href":"https:\/\/novushabitat.com\/is\/wp-json\/wp\/v2\/media?parent=10916"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/novushabitat.com\/is\/wp-json\/wp\/v2\/categories?post=10916"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/novushabitat.com\/is\/wp-json\/wp\/v2\/tags?post=10916"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}